THANK YOU FOR INSURING YOUR PROPERTY WITH HOLMES
The company was organized at
Holmes City, Minnesota in the year of 1884 and began doing business
as of January 4, 1885 with a group of 40 pioneer farmers wishing to
have their property insured against the hazards of fire and
lightning. The early
policies were issued in the Swedish language.
One of the early bylaws stated that in order to be a member
it was necessary to be one of Scandinavian nationality.
Later, new bylaws were established and by 1908 all policies
were issued in the English language.
Many changes have come about since we were organized over 120 years
ago. We now not only
insure against fire and lightning but also include additional lines
such as smoke, explosion, theft, vandalism, overturn of farm
machinery, and many other perils.
YOUR AGENT WILL REVIEW YOUR POLICY WITH YOU SO YOU KNOW WHICH
PERILS ARE INCLUDED IN YOUR POLICY.
Your policy may also be packaged for wind, liability, and
inland marine coverage’s with a state wide mutual company.
Our statewide companies are:
NORTH STAR MUTUAL, and RAM MUTUAL.